🇺🇸 Credit Card Review

American Express Blue Cash Everyday

American Express 🇺🇸 United States Cash Back

PullThisCard NMDY Score

We score this card on five factors — earn rate, real point value, portfolio pooling, merchant bonuses, and your stated goal — recalculated for your specific wallet, not a static rating.

Top effective rate on this card: 3¢ per dollar. Full methodology →

Welcome Bonus

Estimated first-year bonus value

$200

$200 cash back after spending $2,000 USD in the first 180 days.

Offer amount varies — verify on issuer's site before applying.

Conservative estimate at 1¢/point. Verify current offer before applying — bonuses change.

Earn Rates

Category	Earn Rate	Effective Value
Groceries this rate applies up to $6000/annual combined spend, per issuer terms	3% Cash Back	3¢/$
Gas & EV Charging this rate applies up to $6000/annual combined spend, per issuer terms	3% Cash Back	3¢/$
Online Shopping this rate applies up to $6000/annual combined spend, per issuer terms	3% Cash Back	3¢/$
Everything Else	1% Cash Back	1¢/$

Last verified: 2026-09 · Source: issuer's public product terms

Rates may be subject to caps, exclusions, enrollment requirements, and issuer-defined merchant categories. See our data verification methodology →

Find the American Express Blue Cash Everyday

Terms, APR, and the current welcome offer are set by the issuer, not us, and can change without notice. Confirm the live offer on their site before you apply.

Find American Express's card page →

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