🇨🇦 Credit Card Review

Cathay World Elite Mastercard

Mastercard 🇨🇦 Canada Asia Miles

PullThisCard NMDY Score

We score this card on five factors — earn rate, real point value, portfolio pooling, merchant bonuses, and your stated goal — recalculated for your specific wallet, not a static rating.

Top effective rate on this card: 1.3¢ per dollar. Full methodology →

Welcome Bonus

Estimated first-year bonus value

$455

15,000 Asia Miles on card activation and first transaction within 3 months of approval + 20,000 more Asia Miles after $5,000 net spend within 3 months of application.

Conservative estimate at 1.3¢/point. Verify current offer before applying — bonuses change.

Earn Rates

Point value context: We value Asia Miles at 1.3¢ per point (conservative estimate). The effective cash value column below reflects this — it's what each reward rate is actually worth per dollar spent, not just the nominal multiplier. How we calculate this →

Category	Earn Rate	Effective Value
Everything Else	1x Asia Miles	1.3¢/$
Cathay Pacific (direct booking) (store-specific bonus)	2x Asia Miles	2.6¢/$

Last verified: 2026-09 · Source: issuer's public product terms

Rates may be subject to caps, exclusions, enrollment requirements, and issuer-defined merchant categories. See our data verification methodology →

Find the Cathay World Elite Mastercard

Terms, APR, and the current welcome offer are set by the issuer, not us, and can change without notice. Confirm the live offer on their site before you apply.

Find Neo Financial's card page →

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