We score this card on five factors — earn rate, real point value, portfolio pooling, merchant bonuses, and your stated goal — recalculated for your specific wallet, not a static rating.
Top effective rate on this card: 5¢ per dollar. Full methodology →
| Category | Earn Rate | Effective Value |
|---|---|---|
| Dining | 3x Chase Ultimate Rewards | 3¢/$ |
| Drugstore | 3x Chase Ultimate Rewards | 3¢/$ |
| Everything Else | 1.5x Chase Ultimate Rewards | 1.5¢/$ |
| Travel
this rate applies only when booked through Chase Travel, per issuer terms |
5x Chase Ultimate Rewards | 5¢/$ |
Rates may be subject to caps, exclusions, enrollment requirements, and issuer-defined merchant categories. See our data verification methodology →
Terms, APR, and the current welcome offer are set by the issuer, not us, and can change without notice. Confirm the live offer on their site before you apply.
Find Chase's card page →PullThisCard does not currently receive compensation from this link.