🇨🇦 Credit Card Review

National Bank World Elite Mastercard

Mastercard 🇨🇦 Canada À la carte Rewards

PullThisCard NMDY Score

We score this card on five factors — earn rate, real point value, portfolio pooling, merchant bonuses, and your stated goal — recalculated for your specific wallet, not a static rating.

Top effective rate on this card: 5¢ per dollar. Full methodology →

Welcome Bonus

Estimated first-year bonus value

$350

10,000 points for enrolling in Payment Protection for 3 months + 5,000 more after $5,000 spend in 90 days + 10,000 more after $20,000 spend in 12 months + 10,000 more for opening a chequing account within 7 days.

Conservative estimate at 1¢/point. Verify current offer before applying — bonuses change.

Earn Rates

Category	Earn Rate	Effective Value
Groceries	5x À la carte Rewards	5¢/$
Dining	5x À la carte Rewards	5¢/$
Gas & EV Charging	2x À la carte Rewards	2¢/$
Bills & Utilities	2x À la carte Rewards	2¢/$
Everything Else	1x À la carte Rewards	1¢/$

Last verified: 2026-09 · Source: issuer's public product terms

Rates may be subject to caps, exclusions, enrollment requirements, and issuer-defined merchant categories. See our data verification methodology →

Find the National Bank World Elite Mastercard

Terms, APR, and the current welcome offer are set by the issuer, not us, and can change without notice. Confirm the live offer on their site before you apply.

Find National Bank's card page →

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