🇨🇦 Credit Card Review

National Bank World Elite Mastercard

Mastercard 🇨🇦 Canada À la carte Rewards

PullThisCard NMDY Score

Our ranking engine evaluates this card across five factors: nominal earn rate, real point value after currency conversion, portfolio pooling effects, merchant-specific bonuses, and goal alignment.

Top effective rate on this card: 5¢ per dollar. Full methodology →

Welcome Bonus

Estimated first-year bonus value

$500

10,000 points for enrolling in Payment Protection for 3 months + 10,000 more after $5,000 spend in 3 months + 20,000 more after $20,000 spend in 12 months + 10,000 more for opening a chequing account within 7 days.

Conservative estimate at 1¢/point. Verify current offer before applying — bonuses change.

Earn Rates

Category	Earn Rate	Effective Value
Groceries	5x À la carte Rewards	5¢/$
Dining	5x À la carte Rewards	5¢/$
Gas & EV Charging	2x À la carte Rewards	2¢/$
Bills & Utilities	2x À la carte Rewards	2¢/$
Everything Else	1x À la carte Rewards	1¢/$

Last verified: 2026-06 · Source: issuer's public product terms

Rates may be subject to caps, exclusions, enrollment requirements, and issuer-defined merchant categories. See our data verification methodology →

Find the National Bank World Elite Mastercard

Card terms, annual fee, APR, and current welcome offer are set by the issuer and may differ from what's shown here. Always verify the current offer on the issuer's official site before applying.

Find National Bank's card page →

PullThisCard does not currently receive compensation from this link.