🇨🇦 Credit Card Review

Scotiabank Platinum American Express

American Express 🇨🇦 Canada Scene+ Points

PullThisCard NMDY Score

We score this card on five factors — earn rate, real point value, portfolio pooling, merchant bonuses, and your stated goal — recalculated for your specific wallet, not a static rating.

Top effective rate on this card: 2¢ per dollar. Full methodology →

Welcome Bonus

Estimated first-year bonus value

$1,000

60,000 points after $5,000 spend in 3 months + 20,000 more after $10,000 spend in 6 months + 20,000 more for one purchase in the 14th month.

Conservative estimate at 1¢/point. Verify current offer before applying — bonuses change.

Earn Rates

Category	Earn Rate	Effective Value
Everything Else	2x Scene+ Points	2¢/$

Last verified: 2026-09 · Source: issuer's public product terms

Rates may be subject to caps, exclusions, enrollment requirements, and issuer-defined merchant categories. See our data verification methodology →

Find the Scotiabank Platinum American Express

Terms, APR, and the current welcome offer are set by the issuer, not us, and can change without notice. Confirm the live offer on their site before you apply.

Find Scotiabank's card page →

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