🇺🇸 Credit Card Review

World of Hyatt Credit Card

Visa 🇺🇸 United States World of Hyatt Points

PullThisCard NMDY Score

We score this card on five factors — earn rate, real point value, portfolio pooling, merchant bonuses, and your stated goal — recalculated for your specific wallet, not a static rating.

Top effective rate on this card: 3.4¢ per dollar. Full methodology →

Welcome Bonus

Estimated first-year bonus value

$1,020

30,000 points after $3,000 spend in 3 months + Up to 30,000 more via 2x points (instead of 1x) on the first $15,000 spent in 6 months.

Offer amount varies — verify on issuer's site before applying.

Conservative estimate at 1.7¢/point. Verify current offer before applying — bonuses change.

Earn Rates

Point value context: We value World of Hyatt Points at 1.7¢ per point (conservative estimate). The effective cash value column below reflects this — it's what each reward rate is actually worth per dollar spent, not just the nominal multiplier. How we calculate this →

Category	Earn Rate	Effective Value
Dining	2x World of Hyatt Points	3.4¢/$
Travel	2x World of Hyatt Points	3.4¢/$
Everything Else	1x World of Hyatt Points	1.7¢/$
Hyatt (store-specific bonus)	4x World of Hyatt Points	6.8¢/$

Last verified: 2026-09 · Source: issuer's public product terms

Rates may be subject to caps, exclusions, enrollment requirements, and issuer-defined merchant categories. See our data verification methodology →

Find the World of Hyatt Credit Card

Terms, APR, and the current welcome offer are set by the issuer, not us, and can change without notice. Confirm the live offer on their site before you apply.

Find Chase's card page →

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