Reward Program

Chase Ultimate Rewards

Flexible Points US program

Widely seen as the most valuable transferable currency in the US, with 14 airline and hotel partners.

Typical value

~1.5–2¢/pt

Best for

Premium international travel redemptions via transfer partners.

Strategy tip: Transfer to United, Hyatt, Southwest, British Airways, Air Canada Aeroplan, and more. Hyatt transfers are consistently the best redemption value.

Transfers To

Air Canada Aeroplan (1:1)

United MileagePlus (1:1)

World of Hyatt (1:1 or 4:3, card-dependent)

British Airways Avios (1:1)

Southwest Rapid Rewards (1:1)

Marriott Bonvoy (1:1)

IHG One Rewards (1:1)

Wyndham Rewards (1:1)

JetBlue TrueBlue (1:1)

Cards Earning Chase Ultimate Rewards

🇺🇸 Chase Sapphire Preferred

visa $95/yr

🇺🇸 Chase Sapphire Reserve

visa $795/yr

🇺🇸 Chase Freedom Unlimited

visa No annual fee

🇺🇸 Chase Freedom Flex

mastercard No annual fee

🇺🇸 Chase Ink Business Preferred

visa $95/yr

🇺🇸 Chase Ink Business Unlimited

visa No annual fee

🇺🇸 Chase Ink Business Cash

visa No annual fee

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