Reward Program

Citi ThankYou Points

Flexible Points US program

The only major transferable currency with an American Airlines AAdvantage option, plus 14 other airline partners including JetBlue, Turkish Airlines, and Virgin Atlantic.

Typical value

~1.6¢/pt (Premier)

Best for

American Airlines and oneworld redemptions. No other major bank offers this transfer option.

Strategy tip: Citi added American Airlines as a transfer partner in July 2025 (originally premium-card-only, expanded to no-annual-fee cards in Feb 2026), making it the only major bank with a direct AAdvantage transfer option. Amex, Chase, and Capital One don't offer one.

Transfers To

American Airlines AAdvantage (1:1 on Strata Premier/Elite, 1:0.7 on no-fee cards)

JetBlue TrueBlue (1:1 or 1:0.7)

Turkish Airlines Miles&Smiles (1:1 or 1:0.7)

Virgin Atlantic Flying Club (1:1 or 1:0.7)

Choice Privileges (1:1.5 or 1:1.05)

Wyndham Rewards (1:1 or 1:0.7)

Cards Earning Citi ThankYou Points

🇺🇸 Citi Strata Premier

mastercard $95/yr

🇺🇸 Citi Custom Cash

mastercard No annual fee

🇺🇸 Citi Double Cash

mastercard No annual fee

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