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Reward Program

Hilton Honors Points

Hotel Points US program · also earned via US cards

Huge earn rates offset by a low per-point value. Best for volume, not precision.

Typical value

~0.5¢/pt

Best for

Hilton loyalists who value free nights over cash-equivalent value.

Strategy tip: 12x at Hilton properties sounds huge, but at 0.5¢/pt that's only 6¢/$, so always compare to a flat cash-back card before assuming Hilton wins. Canadian cardholders can reach it via a 1:1 transfer from Amex Membership Rewards (CA), even without a Hilton-branded card.

Cards Earning Hilton Honors Points

🇺🇸 Hilton Honors Surpass

Cards That Transfer to Hilton Honors Points

🇨🇦 American Express Gold Rewards Card

amex $250/yr · via Amex Membership Rewards (CA)

🇨🇦 American Express Business Gold Rewards Card

amex $250/yr · via Amex Membership Rewards (CA)

🇨🇦 American Express Business Platinum Card

amex $599/yr · via Amex Membership Rewards (CA)

🇺🇸 American Express Gold

amex $325/yr · via Amex Membership Rewards

🇺🇸 American Express Platinum

amex $895/yr · via Amex Membership Rewards

🇺🇸 American Express Business Gold

amex $375/yr · via Amex Membership Rewards

🇺🇸 American Express Business Platinum

amex $895/yr · via Amex Membership Rewards

🇺🇸 Bilt Blue

mastercard No annual fee · via Bilt Points

🇺🇸 Bilt Obsidian

mastercard $95/yr · via Bilt Points

🇺🇸 Bilt Palladium

mastercard $495/yr · via Bilt Points

Reachable Via Transfer From

You don't need a card that earns Hilton Honors Points directly — if you hold one of these, you can transfer in instead.

Amex Membership Rewards (CA) (1:1)

Amex Membership Rewards US (1:2)

Bilt Points (1:1)

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