Reward Program

MBNA Rewards

Flexible Points Canadian program

Built for everyday spending: 5x on dining, groceries, streaming, and bills.

Typical value

1¢/pt (travel), 0.83¢/pt (cash)

Best for

High daily spenders who redeem for travel or e-gift cards.

Strategy tip: World Elite tier earns 5x on dining/groceries/streaming/bills = 5¢/$. Redeeming for cash loses 17% of value vs travel.

Cards Earning MBNA Rewards