Reward Program

PenFed Points

Flexible Points US program

A credit union rewards program with solid flat-rate earning and straightforward redemptions.

Typical value

~1¢/pt

Best for

PenFed members wanting simple travel rewards without a big transfer-partner strategy.

Strategy tip: Points redeem easily for travel at a flat 1¢ each through the PenFed travel portal.

Cards Earning PenFed Points